First Time Home Buyer

Congratulations! You're considering a new home for the first time in your life. That's an exciting step in life!

Our team of professionals are available to streamline, guide and make this complicated process as simple as possible for you. Here are some steps to help you get started.

1. What is important to you?
   A common way to start today is by searching for homes on the Internet. The Internet is a great tool to help you narrow down the features in a home that are important to you (ie: neighborhood, amenities, etc.). Remember this is your first home and you'll need to be prepared to make tradeoffs between what you'd like to have and what you need to have.
2. Am I ready for the financial leap?
   The next step is to get understand your financial parameters. The best way to determine this is to review your credit report and clear up any credit issues at least 3 months before applying for a mortgage. You'll want to be sure you've got enough money to over your downpayment and closing costs.
3. What can I afford?
   You'll want to speak with a mortgage lender as they can really help you through the mortgage lending process. On-line mortgage lending is convenient but doesn't allow you to ask someone questions about the process and the impact of your fincial decision. Our preferred mortgage lenders can help walk you through the process and get you a very good interest rate. You'll want to get pre-qualified so you know your budget and don't get disappointed after finding the home of your dreams.
4. Can I bring my family to help me?
   Yes and keep in mind that the more people you ask for opinions, the more people are going to give you conflicting advice. Instead consider selecting one or two people to turn to if you feel you need a second opinion.
5. When should I start looking?
   Decide when you want to move into your new home and work with our buyer specialist to determine the current market availability and when you should start looking at homes.

Our buyer specialist represents your interests and doesn't cost you anything!

Call 704-906-1551 now!